The real estate market is currently experiencing a period of unprecedented growth, with purchaser eagerly competing for a limited inventory of available properties. Construction new homes has struggled to respond to this heightened desire , leading to rising prices and extended search times for prospective homeowners. Influences such as rising i

The global financial landscape remains uncertain, prompting intense debate about strategies to mitigate future crises. Stricter lending practices, characterized by increased scrutiny of borrowers and stringent loan conditions, have been proposed as a potential solution. Proponents argue that such measures can limit excessive risk-taking by finan